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Securing The Future:
The Importance of Supplemental Benefits for Canadian Families:
A Comprehensive Guide
In today’s uncertain world, ensuring the health and well-being of our loved ones is a top priority for Canadian families. While basic healthcare coverage is provided by the government, many families are turning to supplemental benefits to provide additional protection and peace of mind. In this comprehensive guide, we’ll explore the importance of supplemental benefits for Canadian families and how they can make a difference in securing their future.
June 18 2024
-
Securing The Future:
The Importance of Supplemental Benefits for Canadian Families:
A Comprehensive Guide
In today’s uncertain world, ensuring the health and well-being of our loved ones is a top priority for Canadian families. While basic healthcare coverage is provided by the government, many families are turning to supplemental benefits to provide additional protection and peace of mind. In this comprehensive guide, we’ll explore the importance of supplemental benefits for Canadian families and how they can make a difference in securing their future.
June 18 2024
Cheryl Norman LLQP
protecting Canadians Est.2003
Supplemental Benefits
Investments
Life Insurance Products
Employee Benefits
Legal and Fraud Protection
Small Business Protection
Mortgage Protection
and more.
20+ Years Serving Hard Working Individuals and Families!
Cheryl Norman Life “License Qualification Program” accredited agents has been successfully meeting the needs of her clients bringing them a complete peace of mind making sure they are well insured.
My Mission
I am dedicated to empowering Canadians with comprehensive protection plans and solutions designed to safeguard every dimension of their lives. My mission is to provide expertly tailored solutions that offer protection and peace of mind for residents of Ontario, Alberta, and British Columbia. With a focus on professionalism and expertise, I take pride in ensuring the well-being of individuals and families across these regions in varies work industry’s.
- Healthcare and PSW Workers
- Business Owners
- Contractors
- Skilled Trades Workers
- Service Industry Workers
- Administrators
- Self-Employed
- Individuals and Families
I’m Here For You
Do You Need Insurance ?
1) If you were sick and couldn’t work, would you still receive a pay check ?Partial disability covers $5,000 per month and return to work covers $1000. Start at 6months and increase every year up to a maximum of 24 months.
2) If you developed cancer or critical illness do you have an emergency
cash fund of 6-12 months to help you cover non medical expense ? There’s estimated 202,400 new cases of cancer occur every year in Canada.
3) If you become sick or injured would your insurance cover all cost ? You can have accidents covered for $300 Per day with a $1000 lump sum.
If You Answered “Yes” to 1 or More Question, Please Answer the Questions Below
1) Are you married or getting married?
2) Are you homeowner or in the process of becoming one?
3) Are you a parent or about to become one?
4) Are you changing jobs?
5) Are you retired or planning for retirement?
6) Are You Single?
Remember To Protect Yourself And The Ones You Love Most
Take A Look at Our
Services in Action
Income Protection
Problem:
Loss of income due to illness or disability.
Solution: 1)Income Essentials 2)Income Guard
Family Lifestyle
Problem: Serious impact on lifestyle due to untimely death
Solution: 1)Level Term 2)Permanent 3)Accidental Death & Disability
Critical Illness
Problem: Financial shock caused by a certain major health issue
Solution: 1)Critical Illness 2) Cancer Care Protector
Legal and Identity Theft Protection
Problem:
Legal advice for Your Business or Fraudulent activity done with your information
Solution: 1)Legal Sheild 2)Identity Theft Protection
I Help Many Clients In Different Work Industries, And Would Love To Start Helping You Today!
“ We do living and lots of income benefits. We Pay on top of S&A WSIB and EI. Our policies pay the very first day you are injured or sick. No waiting period. Starting as low as $14 a month”
Cheryl Norman
LLQP
Can You Relate To David?
Helping David make a good recovery
David works as a contractor. While carrying his laundry, he fell down the stairs. David ended up tearing his knee cartilage. Without a steady stream of work, he had less money than usual.
Our cash benefits helped to cover some of his every day expenses while he made his recovery.
“By providing low cost benefits that pay cash, I’m helping Individuals live stress-free, while they or their children are hospitalized. Families no longer need to worry about their bills. It is a must to protect yourselves from unexpected events.”
“ I can help with Rehab Reimbursement, TFSA, RRSP, RESP, Life Insurance, Health & Dental, Critical illness, Cancer and stroke, Travel Insurance, legal & identity theft protection and income replacement.”
Cheryl Norman
LLQP
Can You Relate to Sarah The Salon Owner
Helping Sarah take care of her children during recovery
Sarah owns a Salon. While providing a hair cut for her client she ended up getting a cut on her finger. She received 3 stitches. Her total payout was $3,200 even though she decided to return to work on light duty a few days after her injury.
Our benefits help Sarah recover for a few days without feeling the pressure of choosing between health and her duty as a mother. She received the full month partial disability plus the outpatient payout $3200 for 3 stitches and 3 days off work.
-Total disability income and loan protection
-Partner life insurance -Legal and Identify Theft Protection
Can you Relate to Victor & Christina the new business owner
Helping Victor and Christina provide employees with benefits
Christina and Victor are small business owners who cut down expense and had unlimited legal advice theft protection. In results to them keeping their expenses low Victor and Christina were able to attract and retain talent through an enhanced benefit package that protects employees with an extra layer of coverage when they need it most.
We helped Victor and Christina provide additional employee benefits at no additional cost.
-Accidents and sickness -Critical Illness -Disability
Obstacles to building wealth
Our Services Will Resolve
Savings and Investment
Retirement, Education, Emergencies
Debt Management
Consolidation/ Elimination
Life Insurance
Protecting your loved one’s quality of life
Income Protection & Living Benefits
The Foundation of the entire Plan
Our supplemental benefits, can help to fill gaps and provide a better experience for individuals, families, employers, professionals, self employed.
That’s where we come in
Individuals and families
- Mortgage Protection
- Life Insurance
- RRSP
- RESP
- TFSA
- Segregated Funds
- Reimbursement of Rehabilitative Therapy and Medical Appliances
Employees
- Accident and Sickness
- Critical Illness
- Disability
- Cancer, Heart and Stroke Policy
- Rehab Reimbursements
Self-Employed Professionals
- Total Disability
- Income and Loan Protection
- Partner Life Insurance
- Legal Protection
- Identity Theft Protection
Employers (small and large)
- Income Protection
- Accidents and Sickness
- Hospitalization Outpatient Surgery